If you’ve been involved in a commercial vehicle crash in Texas, you may be facing significant medical bills, lost wages, and emotional distress as a result of the incident. Commercial vehicle collisions often involve large trucks, delivery vehicles, or other corporate-owned vehicles, and these cases can be more complex than typical car crashes.
However, by understanding how to navigate the process and protect your interests, you can maximize your settlement and recover the compensation you deserve.
Here, our Marshall personal injury lawyers at the Carlile Law Firm explain.
Gather Evidence at the Scene
The evidence you collect at the scene can play a significant role in strengthening your claim. If you are physically able, try to take detailed notes and photographs of the crash, the vehicles involved, and the surrounding area. Include details such as road conditions, weather, and visible vehicle damage. Collect the contact information of witnesses who saw the event, as their statements can help corroborate your version of events. Additionally, ask for a copy of the police report, which will contain essential information and observations supporting your case.
Seek Immediate Medical Attention
Even if you feel fine after the incident, seeking medical attention right away is crucial. Some injuries, like whiplash, concussions, or internal injuries, may not show symptoms immediately. Seeking prompt treatment helps document the full extent of your injuries and establishes a medical record that can support your claim. Delayed treatment or failing to visit a doctor may allow the opposing party to argue that your injuries were not as severe as you claim.
Document Your Injuries and Losses
Keep detailed records of all injuries and losses to build a strong case. This includes medical records, doctor’s notes, prescriptions, physical therapy sessions, and hospital visits. Additionally, keep track of your lost wages, as time off work due to your injuries can be compensated in your settlement. If your injuries cause long-term or permanent damage, such as physical disabilities or ongoing treatment, documenting this can also be critical for securing a higher settlement.
Understand the Insurance Process
Commercial vehicle collisions involve more complex insurance issues than typical car crashes. Commercial vehicles are generally insured by a business or company, which can mean dealing with larger insurance providers and higher policy limits.
It’s essential to understand the types of coverage that may apply, including:
- Liability insurance: Covers the company’s responsibility for damages caused by the driver.
- Cargo insurance: Covers any damage to goods being transported.
- Uninsured/underinsured motorist insurance: If the commercial vehicle driver’s insurance is inadequate.
Knowing the details of the insurance policies involved will help you assess your potential settlement and ensure you get what you deserve.
Avoid Talking to the Insurance Company Alone
Insurance companies are motivated to pay out as little as possible and may try to get you to settle quickly. Avoid giving recorded statements or agreeing to settlements without consulting our attorneys first. Insurance adjusters may use your statements against you to reduce the amount of your settlement.
Contact Our Experienced Texas Personal Injury Lawyers
Commercial vehicle crashes often involve large trucking companies and their powerful legal teams, making it essential to have an experienced personal injury lawyer. Our skilled Harrison County truck wreck attorneys can help you navigate the complexities of Texas law and ensure that all your legal rights are protected.
We understand how to assess the actual value of your claim, including non-economic damages like pain and suffering, and how to advocate for a fair settlement. We will work to ensure you are not pressured into accepting a low offer from the insurance company that doesn’t fully compensate you for your losses. We will handle the paperwork, negotiate with insurance companies, and ensure that any evidence is presented in your favor.
Our experienced Marshall personal injury attorneys are here to help you navigate the complex legal landscape and fight for the compensation you deserve. Contact the Carlile Law Firm today to learn more about your legal rights and options during a free consultation.
