Insurance Dispute Attorneys in Marshall, Texas

In Need of an Insurance Dispute Lawyer?

At the Carlile Law Firm, our Marshall insurance dispute attorneys help policyholders navigate the complexities of insurance claims and hold insurers accountable for not keeping their end of the contract.

Our Harrison County insurance dispute lawyers help ensure our Texas clients receive the coverage and benefits they are entitled to under their insurance policies or another party’s liability coverage so they can get their lives back on track without delay.

If you face challenges with a home, auto, life, health, disability, or other insurance claim, consulting with our experienced insurance dispute attorneys can help you understand your rights and pursue a fair resolution.

Contact our Marshall insurance dispute lawyers today and learn how we can use our over 100 years of combined experience to benefit you.

What Types of Insurance Claims Disputes Does the Carlile Law Firm Handle?

At the Carlile Law Firm, our insurance dispute attorneys in Northeast Texas are well-versed in insurance law. We help clients navigate the complexities of insurance policies and the claims process to legally pursue the damages they are entitled to under the coverage sought.

That includes the following policies:

• Auto Insurance: Issues involving coverage for accidents, personal injury, property damage, and uninsured/underinsured motorists.
• Commercial Insurance: Disputes involving business interruption, liability coverage, property damage, and professional liability claims.
• Disability Insurance: Claims related to short-term and long-term disability benefits.
• Health Insurance: Disputes over coverage for medical treatments and procedures and denied health insurance claims.
• Homeowners Insurance: Disputes related to property damage, natural disasters, theft, and liability claims.
• Life Insurance: Issues concerning denying death benefits, beneficiary disputes, and policy lapse.

Our process begins with a complete policy interpretation and coverage analysis. Our skilled Marshall insurance dispute attorneys examine insurance policies’ terms, conditions, and exclusions to determine the extent of coverage. This allows us to outline what is covered under a policy and advise our clients on their rights and obligations under the insurance contract.

How Will the Carlile Law Firm Handle My Insurance Claim Dispute or Denial?

Once we understand the policy details and coverage limits, we can challenge the insurance company’s coverage dispute or denial over exclusions, limitations, or ambiguous policy language by reviewing the policy, gathering evidence, and presenting our case to the insurer.

Once the insurance company receives our demand letter, which outlines the claim, provides evidence supporting the claim, details why the denial or underpayment is unjustified, and specifies the amount of compensation sought, it is legally allotted a certain amount of time to respond, which varies based on the type of policy and insurer—typically 30-45 days.

The insurer may respond with a counteroffer, agree to the demands, or reject the claim outright. The response often includes the insurer’s rationale and additional evidence or arguments supporting their position.

We will respond to negotiate or appeal the denial.

If we reach an agreement, we will draft a settlement agreement outlining the terms of the resolution. This document specifies the compensation, any additional actions required by either party and the release of further claims related to the dispute.

If disputes cannot be resolved through negotiation or appeals, our skilled Northeast Texas insurance attorneys represent clients in lawsuits against insurance companies to seek compensation for denied or underpaid claims.

Is a Disputed Insurance Claim Different Than Bad Faith Insurance?

Yes. A disputed insurance claim is when a policyholder and insurance company cannot agree on a settlement. This can happen when the insurance company refuses to pay a settlement, offers less than the policyholder claims, or delays payment without explanation.

Bad faith is when an insurance company intentionally avoids its contractual obligations to a policyholder. Examples of bad faith include misrepresenting contract terms, not disclosing policy provisions, failing to investigate the claim properly, or unreasonably denying benefits.

Our insurance dispute attorneys in Marshall handle both types of claims for our Texas clients so they can seek the compensation their policy promises without delay.

Contact Our Insurance Dispute Attorneys at the Carlile Law Firm for Help Today

At the Carlile Law Firm, our dedicated insurance dispute lawyers in Marshall understand that we—our attorneys, support staff, and clients—share the same small community. We want to help our fellow Marshall, Harrison County, and Texas residents gain access to the insurance benefits they are entitled to from paying their premiums.

Contact our experienced Harrison County insurance dispute attorneys today to discuss your challenges with trusted Marshall, Texas, community members and learn how we can use our over 100 combined years of experience to help you.